Why Choose 12 Stone Consulting?

At 12 Stone Consulting, we provide hard money loans with competitive interest rates and terms. Our streamlined approval process allows for quick closings, so you can access your funds when you need them most. Here are just a few features of our hard money loans:

• Loan-to-Value (LTV) Ratios: Loans typically go up to 80% based on the After-Repaired Value (ARV), with 90% financing available for acquisition and 100% for construction.
• Flexible Qualifications: We consider both residential and commercial properties, and we work with borrowers who may have low credit scores or no income.
• Interest-Only and “No Payment” Options: These flexible repayment options can fit your financial situation.

How Can We Help?

Here are a few examples of how 12 Stone Consulting can assist you with hard money loans:

• Renovation Financing: If you’re a real estate investor, use a hard money loan to purchase and renovate properties before selling or renting them.
• Refinancing High-Interest Loans: Reduce your financial burden by refinancing existing properties with high-interest loans.
• Bridging Financing: Smooth the transition between buying a new property and selling your current one with our bridging solutions.

Hard money loans can be a valuable tool for those needing rapid, adaptable financing. If you’re considering a hard money loan, contact us today to explore your options and discover how we can help you achieve your financial goals.