Terms and Conditions

These Terms and Conditions (“Terms”) govern your use of the services provided by 12 Stone Consulting (“we,” “us,” or “our”). By engaging our services, you agree to be bound by these Terms, so please read them carefully. If you do not agree to these Terms, do not use our services.

1. Services Offered: 12 Stone Consulting offers business consulting, funding assistance, and related services. The specific services provided to you will be outlined in a separate agreement or proposal.

2. Client Responsibilities:

   • You agree to provide accurate and complete information regarding your business needs.
   • You are responsible for making timely payments as outlined in any agreement or invoice.
   • You understand that the success of any funding application is not guaranteed, and we do not guarantee approval for any loan or funding.

3. Payment:

   • Payment terms and amounts will be detailed in a separate agreement or invoice.
   • Late payments may be subject to penalties or interest charges as specified in the agreement.

4. Confidentiality:

   • We will treat all information you provide as confidential and will not disclose it to third parties without your consent, except as required by law.
   • You agree that any information or materials you provide to us are accurate and not subject to any confidentiality obligations to third parties.

5. Intellectual Property:

   • Any materials, reports, or documents produced during our engagement are for your use only and may not be reproduced or shared without our written consent.

6. Limitation of Liability:

   • We make no guarantees or warranties regarding the success of any funding application or the outcome of any consulting engagement.
   • Our liability is limited to the fees paid for our services.

7. Termination:

   • Either party may terminate an engagement by providing written notice.
   • Termination fees or refund policies, if applicable, will be outlined in the agreement.

8. Governing Law:

   • These Terms are governed by and construed in accordance with the laws of [Jurisdiction]. Any disputes will be subject to the exclusive jurisdiction of the courts in [Jurisdiction].

9. Changes to Terms:

   • We reserve the right to modify these Terms at any time. Any changes will be posted on our website, and it is your responsibility to review them periodically.

10. Severability:

    • If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue to be valid and enforceable.

11. Entire Agreement:

    • These Terms constitute the entire agreement between you and 12 Stone Consulting and supersede any prior agreements or understandings.

By engaging our services, you acknowledge that you have read, understood, and agree to abide by these Terms and Conditions. If you have any questions or concerns, please contact us before proceeding.